Premium renewal article (#286)

_articles/plans-and-pricing/premium-renewal.md

@@ -0,0 +1,32 @@
+---
+layout: article
+title: Premium Renewal
+categories: [plans-and-pricing]
+featured: false
+popular: false
+hidden: false
+tags: [plans, premium, renewal]
+order: 06
+---
+
+Premium Individual subscriptions renew automatically on an annual basis. You can check your renewal date from your [Web Vault](https://vault.bitwarden.com){:target="\_blank"} by navigating to **Settings** → **Premium Membership**.
+
+As your renewal date approaches, Bitwarden recommends that you validate the payment method by navigating to **Settings** → **Billing**. For help updating your payment method, see [Update Your Billing Information](https://bitwarden.com/help/article/update-billing-info/).
+
+{% warning %}
+If we cannot process your payment method, or if you have cancelled your subscription, your account will revert to [Free Individual](https://bitwarden.com/help/article/about-bitwarden-plans/#free-individual). Until you re-instate your Premium subscription, this will result in the following:
+
+**Two-step Login**
+
+You will **not** be locked out of your Vault, however you will not be able to use advanced Two-step Login options like Yubikey, U2F, or Duo for authentication.
+- If you have a core Two-step Login option enabled (authenticator app or email), you will be prompted to use the enabled option.
+- If you do not have another Two-step Login option enabled, you will authenticate into your Vault without Two-step Login.
+
+**Bitwarden Authenticator (TOTP)**
+
+Your secret keys will remain stored in Vault items in the **Authenticator Key (TOTP)** field, however Bitwarden will not generate TOTP codes.
+
+**Encrypted File Storage**
+
+Files will **not** be deleted from your Vault, however you will not be able to upload or download.
+{% endwarning %}